Insuring against financial ruin is far more important to your financial success in life, than insuring against financial inconvenience. If you have equity in your home, money in the bank, or a solid income, you’re a much more attractive risk for a potential lawsuit than someone without those things. Carrying a lot of liability coverage is an easy and relatively inexpensive way to protect your wealth from lawsuits resulting from most kinds of personal negligence. Questions? Call me!