E-Bikes and E-Scooters: You’re Probably Not Covered
Transcript: Why hello there, I’m David Harriman, home and auto insurance broker extraordinaire, insuring people from Whitefish, MT, to Lone Tree, CO! Oh how I wish I were a normal person. Then, during summer, when I watch everyone riding around on their cool new e-bikes (electric bikes) or those little e-scooters (electric scooters) that […]
Uninsured and Underinsured Motorists Coverage – Do You Need It?
Transcript: Uninsured and underinsured motorist coverage: do you need it and why? Okay so uninsured and underinsured motorist coverage kicks in at the person who hit you was at fault for the accident and either had no insurance or not enough insurance to cover yours or your passengers’ injuries and injury-related damages. So a lot […]
ATVs and dirt bikes are covered by my home insurance, right? WRONG!
ATVs and dirt bikes are covered by my home insurance, right? WRONG! The verbiage in your home insurance contract is very clear. Motorized vehicles, regardless of whether they’re intended for road use, are not covered for damage or loss under the policy. More importantly, liability does not extend to them. That’s right, if you’re out […]
