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Uninsured and Underinsured Motorists Coverage – Do You Need It?

Transcript: Uninsured and underinsured motorist coverage: do you need it and why? Okay so uninsured and underinsured motorist coverage kicks in at the person who hit you was at fault for the accident and either had no insurance or not enough insurance to cover yours or your passengers’ injuries and injury-related damages. So a lot […]

Why Snowmobile Insurance Actually Matters

Odds are good that when you think about snowmobile insurance, you only really think about damage to, or loss of, YOUR snowmobile.  If you have a pretty crappy snowmobile that you ride a few times per year, you may be willing to risk the relatively small chance of having it stolen or losing it in […]

ATVs and dirt bikes are covered by my home insurance, right? WRONG!

ATVs and dirt bikes are covered by my home insurance, right? WRONG! The verbiage in your home insurance contract is very clear. Motorized vehicles, regardless of whether they’re intended for road use, are not covered for damage or loss under the policy. More importantly, liability does not extend to them. That’s right, if you’re out […]

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