E-Bikes and E-Scooters: You’re Probably Not Covered
Transcript: Why hello there, I’m David Harriman, home and auto insurance broker extraordinaire, insuring people from Whitefish, MT, to Lone Tree, CO! Oh how I wish I were a normal person. Then, during summer, when I watch everyone riding around on their cool new e-bikes (electric bikes) or those little e-scooters (electric scooters) that […]
How to Insure an ADU (Accessory Dwelling Unit)
Do you have a guest house or ADU/Accessory Dwelling Unit? How you use it determines how you need to insure it. In this short video, I’ll briefly cover the main points to consider. Have more questions? Call us! If you’re in Lone Tree, Colorado, call 303-532-3000. If you’re in Whitefish, MT, call 406-219-7650. We look […]
Home Insurance and Renters Insurance – Why Liability Limits Matter for Downhill Skiers and Snowboarders
Transcript: In this installment of why liability insurance matters for downhill skiers and snowboarders, we’re going to talk about that. Okay, I’m Dave Harriman with Lone Tree Insurance: home and auto insurance broker extraordinaire. What the heck am I talking about? I don’t know half the time. Anyways. I got it. When you are downhill […]
Do Home Alarms Reduce Insurance Premiums
Find out if installing a home alarm will reduce your home insurance premiums.
Which Home Insurance Deductible is Best?
In this video, we discuss the pros and cons of higher and lower deductibles for your home insurance. If you’re in Whitefish, MT or Lone Tree, CO, we would love to see what we can do to help you! Feel free to schedule a call with us! SCHEDULE A CALL HERE
Uninsured and Underinsured Motorists Coverage – Do You Need It?
Transcript: Uninsured and underinsured motorist coverage: do you need it and why? Okay so uninsured and underinsured motorist coverage kicks in at the person who hit you was at fault for the accident and either had no insurance or not enough insurance to cover yours or your passengers’ injuries and injury-related damages. So a lot […]
Homeowners Insurance for Homebuyers In Whitefish
So, you’re in escrow on your dream home in Whitefish, MT? Congratulations! The only thing more exciting than closing-day will be shopping for home insurance! Me, sarcastic? Never. People tend to think of home insurance as a commodity. I cannot stress this enough: HOME INSURANCE IS NOT ALL THE SAME! Great insurance companies still sell […]
Liability Coverage is THE MOST IMPORTANT Coverage on Your Auto Policy
Insuring against financial ruin is far more important to your financial success in life, than insuring against financial inconvenience. If you have equity in your home, money in the bank, or a solid income, you’re a much more attractive risk for a potential lawsuit than someone without those things. Carrying a lot of liability coverage […]
The Number One Mistake Drivers Make on Coverage
Stop Prioritizing Financial Inconvenience. Prioritize Financial Ruin. The most common mistake consumers make when buying auto insurance is focusing on insuring against potential financial inconvenience, rather than insuring against potential financial ruin. It’s an easy fix, and it’s not that expensive. Bottom line: if you have assets, even if you’re not wealthy, carry A LOT […]
Why Snowmobile Insurance Actually Matters
Odds are good that when you think about snowmobile insurance, you only really think about damage to, or loss of, YOUR snowmobile. If you have a pretty crappy snowmobile that you ride a few times per year, you may be willing to risk the relatively small chance of having it stolen or losing it in […]
