Lone Tree Insurance… Who’s That?
Have you heard the news? After 12 wonderful years of working with BMR Insurance, Dave Harriman started Lone Tree Insurance! Fear not… you don’t need to do anything. BMR and Lone Tree are working together to move all of Dave’s existing clients over to Lone Tree Insurance. What does this mean to you? Not a […]
Home Insurance Deductibles
What Home Insurance Deductible Makes Sense? The answer will depend almost entirely on the cost of your home insurance policy. Here is the very simple way I look at it and what I tell clients to consider when they’re deciding whether to go the high deductible or low deductible on their home insurance. It all […]
How Auto Insurance Works When You’re Borrowing a Friend’s Car
Transcript: Hey I’m Dave Harriman home and auto insurance broker extraordinaire, insuring drivers from Whitefish, MT, to Lone Tree, CO! A Lone Tree client recently asked “what happens when I borrow a friend’s car?” I don’t know about you, but I like to see how much air I can get when I go across an […]
Why is auto insurance so expensive?
Whether you’re in Whitefish, Montana, Lone Tree, Colorado, or Tustin, California, the answer to this question’s going to be the same. Transcript: Hey there I’m Dave Harriman home and auto insurance broker extraordinaire! Alright I am going to address a question I’m asked all the time, which is: why am I getting older, not […]
Answer to: What is Uninsured/Underinsured Motorist Coverage?
Transcript: Hey, just when you thought life couldn’t get any better, we can talk about uninsured and underinsured motorist coverage. Excited? Me too. Alright, look at this. Here is my own auto insurance policy. I am paying $310 per year to have uninsured and underinsured motorist coverage on my policy. That’s crazy! Why am I […]
What’s an Umbrella Policy, and do You Need One?
Transcript: Why hello there! I’m David Harriman, home and auto insurance broker extraordinaire. One thing I’m asked very often is, “what the heck is an umbrella policy and do I need one.” Okay, what is it? An umbrella policy is an extension of liability coverage – personal liability coverage – that goes above and […]
37 Days of Donations to the American Cancer Society
$25 Donation for Every New Quote 06/30 through 08/06 Dave Harriman and BMR Insurance will be donating $25 to the American Cancer Society for every new insurance quote Dave runs from 06/30/2019 through 08/06/2019, regardless of whether or not the quote results in a sale/purchase of a policy. Schedule a call with him here. Daily […]
Homes, Wildfires, and What You’re Not Understanding
Before I delve into this post, let me make it clear that I offer insurance options for average, low-risk homes; all the way up to multi-million dollar homes in high risk locations. If you want to talk about property insurance, give me a call at 303-532-3000. My house won’t burn down if there’s a fire […]
ATVs and dirt bikes are covered by my home insurance, right? WRONG!
ATVs and dirt bikes are covered by my home insurance, right? WRONG! The verbiage in your home insurance contract is very clear. Motorized vehicles, regardless of whether they’re intended for road use, are not covered for damage or loss under the policy. More importantly, liability does not extend to them. That’s right, if you’re out […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
