WHY DO MY AUTO INSURANCE RATES KEEP GOING UP? If you have car insurance and pay attention to how much you pay for it every year, odds are good that you’re pretty fed up with your auto insurance rates going up every six to eighteen months. I assure you, you’re
Paying for auto insurance is a serious bummer. Much like home gyms, most people go years without ever using theirs. Nonetheless, their insurance rates continue to rise. What the heck!? Whether it’s fair, or not, understand that just because you haven’t had an accident recently, doesn’t mean you’re not going
A client being surprised to learn they don’t have coverage for a loss is a bummer, but sometimes it’s inevitable. A couple issues that come up pretty frequently are on home insurance policies. First, losses that occur over a long period of time don’t meet the “sudden and unexpected” requirement
Before I delve into this post, let me make it clear that I offer insurance options for average, low-risk homes; all the way up to multi-million dollar homes in high risk locations. If you want to talk about property insurance, give me a call at 303-532-3000. My house won’t burn
ATVs and dirt bikes are covered by my home insurance, right? WRONG! The verbiage in your home insurance contract is very clear. Motorized vehicles, regardless of whether they’re intended for road use, are not covered for damage or loss under the policy. More importantly, liability does not extend to them.
What the heck is with “full coverage” being an accepted term in the auto insurance industry? I have news for you: There’s absolutely no such thing as full coverage. What do you think of when you’re told you have full coverage? It would be reasonable for you to think you
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you
I was recently asked this question by one of our Lone Tree Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from
Why do my auto insurance rates keep going up even though my car is getting older? At Lone Tree Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers
Transcript: Hey, just when you thought life couldn’t get any better, we can talk about uninsured and underinsured motorist coverage. Excited? Me too. Alright, look at this. Here is my own auto insurance policy. I
Transcript: Good morning I’m David Harriman home and auto insurance broker extraordinaire! A fabulous question I am asked very often is, “How on Earth is my house only insured for $400,000 but I just paid
Transcript: Why hello there! I’m David Harriman, home and auto insurance broker extraordinaire. One thing I’m asked very often is, “what the heck is an umbrella policy and do I need one.” Okay, what
$25 Donation for Every New Quote 06/30 through 08/06 Dave Harriman and BMR Insurance will be donating $25 to the American Cancer Society for every new insurance quote Dave runs from 06/30/2019 through 08/06/2019, regardless
WHY DO MY AUTO INSURANCE RATES KEEP GOING UP? If you have car insurance and pay attention to how much you pay for it every year, odds are good that you’re pretty fed up with
Paying for auto insurance is a serious bummer. Much like home gyms, most people go years without ever using theirs. Nonetheless, their insurance rates continue to rise. What the heck!? Whether it’s fair, or not,
A client being surprised to learn they don’t have coverage for a loss is a bummer, but sometimes it’s inevitable. A couple issues that come up pretty frequently are on home insurance policies. First, losses
Before I delve into this post, let me make it clear that I offer insurance options for average, low-risk homes; all the way up to multi-million dollar homes in high risk locations. If you want
